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We know our SACS insurance
package is the best package for
 those
involved with all country
sports, but we want you to know
just how good it really is!
One of
the most common reasons for
joining SACS is in order to be
certain of having proper third
party insurance cover, in case
something happens and you end up
being sued. Most people don’t
read the small print, though,
and as a result they hope they
are covered for everything,
but not really sure if they are
covered for anything! To
ensure that our members are not
in this helpless position, the
information below should be of
interest.
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Third-party Liability
(All recognised country
sports, except
competitive horse
events) |
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This covers all types of
shooting with any legal
weapons, whether at live
or artificial targets,
indoors or outdoors; all
types of fishing with
rod and line; all types
of falconry and hawking;
all types of gundog
work, including tests
and trials; all types of
lurcher and terrier
work, including racing
and showing at events;
ferreting; archery;
hunting, hacking and
general personal horse
use; the use of hounds,
etc. for hunting. The
fishing cover includes
fishing anywhere within
UK Territorial Limits,
so sea-fishing is also
specifically covered,
provided you are within
this area. Please note
that this cover applies
when carrying out these
activities as a sport
– it does not cover
commercial activities,
or carrying out these
activities for hire or
reward. SACS has a
‘Business Member’
category, which covers
even commercial
activities which would
otherwise be country
sports, and anyone
wishing to extend their
cover in this way should
be registered as a
Business Member. To
find out if you should
have this additional
cover, contact SACS HQ. |
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Employers Liability |
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The cover includes
employer’s liability for
casual beaters and
pickers-up, and anyone
who may be assisting you
with your sport in some
way. In law, anyone who
is ‘employed’, which
simply means receiving
some kind of reward for
what they are doing, is
treated differently from
an ordinary member of
the public for insurance
purposes. Your SACS
insurance covers these
‘employees’ while they
are acting on your
behalf. |
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Legal Insurance |
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One of the most common
difficulties members
encounter is when they
apply for a firearm or
shotgun certificate, or
to renew their existing
certificates. These
problems are becoming
increasingly common, as
the article in this
issue on licensing
problems shows. Your
SACS insurance includes
up to £100,000 for legal
expenses to cover the
cost of employing expert
legal assistance in
appealing against a
refusal or other
associated difficulties.
This legal insurance
also covers your legal
costs in defending
yourself if you are
charged with alleged
offences relating to
your sport – the most
common of these are
currently under the
Wildlife and Countryside
Acts, although there are
others. The legal
representatives we use
are widely acknowledged
to be among the best in
the country. |
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Finally, note that if
you are resident in UK,
the cover applies
anywhere in the world
while you are on
holiday. If you are not
a UK resident, the same
cover will apply, but
only while you are
actually in the UK.
Your SACS membership
subscription provides
you with the most
comprehensive insurance
package possible for
those involved with
country sports |
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